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Money Africa
Terms of Use

This statement of Terms of Use governs access to, or use of, any services of Money Africa Learning Portal (Money Africa Service) provided by Monafric Limited "the Company. Accordingly, this is an agreement between Monafric Limited ( "the Company, Money Africa", "we", "us", or "our") and you (together with the Company, the "Parties" and each a "Party").

By using the Money Africa service, whether through www.themoneyafrica.com, any associated website, API, or any mobile application (collectively, "Services"), you agree that you have read, understood, and accept all of the terms and conditions contained herein (the "User Agreement"), as well as our Privacy Policy as may be reviewed from time to time. All references in these Terms of Use to the "Site" are deemed to refer to the website that you are visiting, including all functionality and services available through that website. You also agree to comply with all applicable laws and regulations. The terms and conditions of this Agreement form an essential basis of the bargain between you and the Company.

This Privacy Policy also applies to the consumer-facing version of any Product. Except where noted, statements in this Privacy Policy with respect to the Sites also apply to the Apps. If you do not want us to collect, use or disclose information about you and your use of the Services as described in this Privacy Policy, then you should not use the Services. By using the Services, you must agree to the Terms of Use, which is the contract between us and users of the Services. By accepting the Terms of Use, you confirm that you have read and understand this Privacy Policy and our Cookie Policy and you acknowledge that we will store, use and otherwise process your information in the jurisdiction where we are located.

References to "We" or "Us" have the same meaning as defined in the Terms and Condition or Terms of Use. We may share information among our subsidiaries or websites that are owned or controlled by us, but information collected under this Privacy Policy is always protected under the terms of this Privacy Policy.

General Rules of Conduct

Your use of the Site is subject to all applicable local, state, national and international laws and regulations. You agree to abide by all such laws and regulations, including those relating to intellectual property, defamation, privacy, and the transmission or exportation of data. You agree that you will not do or assist any third party to do, any of the following:

  • interfere with another user's use or enjoyment of the Site;
  • other than as explicitly stated herein or as posted elsewhere on the Site, reproduce, distribute, "frame," "mirror," "scrape," republish or retransmit information or content provided by Money Africa or found on the Site without the express prior written permission of Money Africa;
  • reproduce, distribute, "frame," "mirror," "scrape," republish or retransmit information or content submitted by another user of any Site without the express permission of the owner of the information or content;
  • access the Site through an unauthorized interface or in any other unauthorized manner;
  • take any action that imposes an unreasonable or disproportionately large load on Money Africa systems or infrastructure;
  • modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Site, or in any way make the Site available through any media to any third party;
  • use any robot, spider, site search/retrieval application, or other manual or automatic device or process to access, search, download, retrieve, index or 'data mine' any content or data from the Site, or in any way reproduce or circumvent the navigational structure or presentation of the content available through the Site;
  • interfere with or disrupt the proper working or the security of the Site, or any services or activities conducted on or through the Site, including by 'hacking' or defacing any portion of the Site;
  • introduce any virus or other computer programme or programming routine that may damage or interfere with the operation of the Site, any content from the Site, any services or activities conducted on or through the Site, or any system;
  • unlawfully intercept any data or confidential or personal information; or
  • interfere with or disrupt any network connected to the Site. You further agree that you will not use the Site to:
  • send junk e-mail, chain letters, duplicative or unsolicited messages, advertisements, invitations to participate in "pyramid" schemes, or
  • generate revenue for any business or commercial purpose;
  • stalk, threaten, or otherwise harass any person or entity;
  • provide material support or resources to, or conceal or disguise the nature, location, source, or ownership of material or resources of, any organization designated as terrorist organization pursuant to any national or international laws.

Information and Content, Generally

In the course of using the Site, you may submit or disseminate certain information or content, and you may receive or access information or content submitted or disseminated by others. Such information and content typically falls into one of three categories:

  • Personal Information─ including personal and professional information about yourself or others. stalk, threaten, or otherwise harass any person or entity;
  • Content─ material generated by you, Money Africa (including its customers and contributors), or a third party, that incorporates information, ideas, graphics, icons, descriptions, data, compilations of data, text, hyperlinks, messages, tags, opinions or other expressions of thought, photographs, still and moving images, drawings, video, sound recordings, musical compositions, audiovisual works or other creative expressions or works.
  • Account Information ─ including all information necessary to establish your user account, such as your username and password, contact information and, in some instances, credit card information.

Throughout these Terms of Use, when we refer to information or content "submitted by you" or "submitted by another Site user," we are referring to any and all types of information and content submitted, posted, uploaded, displayed, performed, transmitted, disseminated, or otherwise made available, whether on, or through, or in connection with the Site, including:

  1. in a user account registration;
  2. in a profile;
  3. in communications (such as queries, alerts, advisories, opportunities or responses to any of the same) transmitted to or through the Site; or
  4. in postings (such as forum, chat room, news group, community or message board and blog postings).

When we refer to information or content "provided by Money Africa," we are referring to any and all types of information and content submitted, posted, uploaded, displayed, performed, transmitted, disseminated or otherwise made available by Money Africa on the Site other than information and content submitted by you or another Site user, including information and content provided by our employees, moderators, contributors, suppliers and customers, whether on, or through, or in connection with the Site, including:

  1. Site content;
  2. articles contributed by our contributors; and
  3. news releases and other information and content issued by our customers.

Regardless of the manner in which Site content is accessed by you, you hereby agree to abide by these Terms of Use with regard to all information and content submitted by you, as well as all information and content submitted by another Site user, and all information and content provided by Money Africa.

In addition to generating information about the information or content that you submit, we may also generate information about how you use the Site (e.g., user analytics). We encourage you to read our Privacy Policy, which explains the personal information we collect, how we use it, and what choices you have in connection with the use of your personal information.

User Accounts and Account Information

You agree to provide true, accurate, current and complete account information, and to promptly communicate any updates of that information to Money Africa.

You are solely responsible for any account information submitted, as well as any other activity that takes place on or through your account. Any information or content submitted on or through your account is deemed to have been submitted by you.

Information and Content Submitted by You

You agree that you are solely responsible for all information and content that you submit to or through the Site.

You represent and warrant that you will not submit information or content that contains any material that:

  • is false, inaccurate, outdated or misleading
  • infringes Money Africa's or any third party's copyright, moral, patent, trademark, trade secret or other proprietary rights, contract rights, or rights of publicity or privacy;
  • is defamatory or libellous, including trade libel or product disparagement;
  • is threatening, abusive or harassing;
  • is vulgar, obscene, offensive, or pornographic, or contains links to any external Internet sites that are obscene or pornographic, or display pornographic or sexually explicit material of any kind;
  • is unlawful, harmful or injurious to others; or
  • is otherwise inappropriate to the substance of the discussion or other exchange of information.

You further represent and warrant that:

  • you will only submit information and content that is either original and exclusively owned by you, or to which you have obtained all necessary third-party permissions and licenses;
  • you will only submit information and content to or for which you have affixed copyright notices and attributed all third party content, as necessary; and
  • you have the full and unrestricted power to submit all information and content submitted by you and to convey all rights conveyed in that information and content.

You agree not to submit information or content:

  • in violation of a nondisclosure agreement or other obligation of confidentiality; or
  • in violation of any law, ordinance, rule or regulation (including those governing insider trading, export control, securities, competition, privacy, intellectual property and false advertising).
  • conveyed in that information and content.

You agree that we may, in our sole discretion and without prior notice to you, edit, move, refuse or remove any such information or content, and take any other action permitted under these Terms of Use.

You acknowledge that Money Africa has no responsibility or liability for the actions of other users of the Site, including actions another user may take or fail to take with respect to information or content that you submit to the Site. Please exercise appropriate caution when posting or communicating any information or content to the Site, or when using any information or content posted, communicated or otherwise submitted by another Site user to or through the Site.

License

Changes to this Privacy PolicyWe reserve the right to change or modify this Privacy Policy and any of our Services at any time and any changes will be effective upon being posted unless we advise otherwise. By continuing to use the Services after changes are made to this Privacy Policy, you agree to such changes. We encourage you to periodically review this Privacy Policy for the latest information on our privacy practices. If you do not accept the terms of this Privacy Policy, we ask that you do not register with us and that you do not use the Sites. Please exit the Sites immediately if you do not agree to the terms of this Privacy Policy.

Information and Content Submitted by Other Users

Although we monitor the information or content posted by Site users as much as practicable, we cannot and do not monitor or review all information or content that is submitted to or through the Site at every given time. Information may also be provided by any professional advisor referred or contacted through the use of the Site. All such information, opinion and content submitted or otherwise provided by users of the Site or any professional advisor are the sole responsibility of the user or professional advisor that provided the information or content and you acknowledge that Money Africa is not responsible for the accuracy, timeliness, integrity, quality, safety, appropriateness or any other aspect of such information or content, for any links, products or services offered, advertised or provided by any user of the Site, or for any actions of any other user of the Site. If you choose to use or rely on such information or content, you do so solely at your own risk and without any representation or warranty whatsoever from Money Africa, its affiliates or its service providers.

We do not verify, endorse, or vouch for any information or content submitted by Site users, or verify the identity, credentials, affiliations or expertise of Site users. We encourage you to consider carefully the source of all information and content accessed on or through the Site and the factors that may influence or motivate that source, and to be cautious about any and all statements and opinions expressed by Site users.

In using the Site, you accept the risk that you may be exposed to information or content that you find offensive, indecent, dangerous, harmful or otherwise objectionable, and acknowledge that information and content submitted by other Site users are not from and may not reflect the views of Money Africa.

We recommend that you take reasonable precautions with regard to any information or content from other users of the Site that you choose to download (for example, scanning for viruses), and links that you choose to click through. If you choose to receive, copy or download information or content, or click through links, submitted by another user, you do so at your own risk.

You agree not to republish, upload, post, transmit or distribute information or content submitted to the Site by other users, without the prior written approval of the owner of such information or content.

Links to Third Party Sites

Content available through the Site may contain links to other Internet websites (including links provided by Money Africa on its own behalf or on behalf of Money Africa customers). We neither control nor endorse such other websites, nor have we reviewed or approved any information or content that appears on such other websites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, timeliness, quality, safety or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content. We recommend that you take reasonable precautions with regard to any links that you choose to click through (including any information or content that you choose to download through those links (for example, scanning for viruses)), as you do so at your own risk.

Information and Content Provided by Money Africa

For the purpose of these Terms of Use, we consider any information or content on the Site that is not submitted by you or another Site user to be information and content provided by Money Africa. This includes

  1. information and content generated, licensed, or otherwise supplied by Money Africa (including everything from the design elements of the Site to comments, posts and articles contributed by Money Africa's moderators and contributors);
  2. news releases, photographs and other information and content issued by Money Africa customers.

We will use reasonable efforts to verify the accuracy of any information displayed, supplied, passing through or originating from the Services, but such information may not always be accurate or current and relevant in all contexts. We will, however, use reasonable efforts to correct any error of fact, timing or omission brought to our attention.

You hereby acknowledge that the views expressed by contributors are their own opinions, not the views of Money Africa, and that different contributors may espouse conflicting opinions.

You further acknowledge that issuers of news releases, including those with accompanying images and video, are solely responsible for the facts and accuracy of, and for obtaining all rights to, information and content submitted by them for transmission by Money Africa, and that Money Africa has no liability therefore.

You acknowledge that while information and content on the Site may relate to public companies, securities, commodities, trading, financial products, offerings of financial technology platforms, savings or personal investing, no information or content provided on or through the Site (including opinions expressed by Money Africa's moderators and contributors) constitutes a recommendation to buy or sell any particular investment, security, portfolio of securities, or that any transaction or investment strategy is suitable for any particular person. To the extent any of the Site information or content may be deemed to be investment advice, such information is not personalized to the specific investment needs of any particular person. We encourage you to consult an investment professional before making any investment decisions.

Except as otherwise explicitly stated elsewhere on the Site, any stock quotes provided are at least 60 minutes delayed, and are not intended to be relied upon for investment purposes. We do not guarantee the accuracy or integrity of this information. Before selling or buying any investment, you should consult with a qualified broker or other financial professional to verify pricing and other material information.

To the extent that the Site includes a model portfolio or actual portfolio of investments, your actual results may differ from results reported for the portfolio for a variety of reasons, including trading commissions not reflected in the portfolio, and market factors, such as lack of liquidity, timing of purchase, and frequency of trading. Statements of past results are not indicative of future performance

Money Africa's Proprietary Rights

Except with respect to information and content submitted by you, as between you and Money Africa, all information and content provided by Money Africa, including information and content submitted by Money Africa's content suppliers, customers, contributors and moderators, all proprietary elements and aspects of the Site and any proprietary material generated or derived from the same (including software, design, text, images, photographs, illustrations, audio and video material, artwork, graphic material, databases, information, the compilation of all information and content on the Site, the selection, sequence and "look and feel" and arrangement of items), and all trademarks, service marks and trade names used in association with the Site (individually or collectively, ‘Money Africa Materials‘), are the exclusive property of Money Africa. All other trademarks, service marks, trade names, trade dress and logos appearing on the Site are the property of their respective owners.

Except as otherwise permitted herein or by Money Africa in advance and in writing, you may access and use the Money Africa Materials, and download or print out a single copy from the Site, solely for your personal, non-commercial use.

Except as expressly permitted herein, you may not reproduce, modify, create derivative works from, display, perform, publish, distribute (including any electronic redistribution or database storage and retrieval), disseminate, broadcast or circulate to any third party (including on or via a third party website), or otherwise use, any Money Africa Materials, in full, in part, in full text or in abstract, without the express prior written consent of Money Africa.

Any unauthorized or prohibited use of the Site, any Money Africa Materials or other proprietary material may subject you to civil liability or criminal prosecution, or both, under applicable federal and state laws and regulations, as well as foreign laws, regulations and treaties. You are solely responsible for determining and confirming your compliance with all laws and regulations applicable to use of Money Africa Materials in a jurisdiction, including without restriction all laws and regulations applicable to intellectual property rights. Your use of Money Africa Materials is at your own risk and without any representation or warranty whatsoever from Money Africa, its affiliates or its service providers

Inquiries concerning the use of Money Africa text, photos, images, video, audio and other content should be addressed to info@themoneyafrica.com.

Promotions

Money Africa may from time to time conduct promotions including contests and sweepstakes (‘Promotions‘). Each Promotion is offered subject to additional terms and conditions, which will be posted or otherwise made available to you.

Privacy

Please see our Privacy Policy for other important information and disclosures relating to the collection, use and disclosure of your personal information in connection with your use of the Site.

Removal, Restriction, Suspension, Deactivation and Termination

Money Africa has the right, but not the obligation, to take any of the following actions at any time without notice to you:

  • to refuse or remove any information or content from the Site, in whole or in part;
  • to deactivate or monitor your Site user account(s), if any;
  • to delete any or all of the information, files or other contents of your user account(s), if any;
  • to restrict, suspend, terminate or monitor your access to the Site, or any parts thereof;
  • to establish additional or different general policies, guidelines and limits concerning accounts and use of the Site; or
  • to use any technological, legal, operational or other means available to us to enforce the provisions of these Terms of Use, including blocking access by specific IP addresses.

We may take any of the above actions for any reason, including:

  1. suspicion of a breach or violation of these Term of Use or incorporated policies, guidelines and limits;
  2. a request by law enforcement or another government agency;
  3. a request by you;
  4. discontinuance or modification of the Site (or any part thereof)
  5. to protect the rights, property or personal safety of the third parties; or
  6. in response to technical or security issues or problems affecting the Site.

In addition, if you select a username that Money Africa deems, in its sole discretion, to be potentially misleading, infringing, obscene, threatening, offensive, harassing, defamatory, invasive of another's privacy, or is otherwise objectionable or inappropriate, we may, without prior notice to you, change your username or take any of the above-listed actions.

Once an account has been deactivated (for whatever reason), all information, files and other contents stored in that account may be irretrievably deleted without notice to you, and Money Africa shall have no further obligation to you.

We reserve the right without any liability to you to take whatever actions that we deem necessary in our sole discretion to investigate any suspected illegal and/or unauthorized use of the Site, or any breach of these Terms of Use, and, in addition to those actions listed above, to take appropriate legal action against you, including without limitation seeking civil, criminal and injunctive relief.

You agree that if your Site user account is terminated for any reason, you will not attempt to establish a new account or otherwise post content under any name, real or assumed.

Changes to the Site

Indemnification

You hereby agree to indemnify, defend (except as set forth below), and hold Money Africa, its parent, subsidiaries, affiliates, content suppliers and customers, and its and their respective officers, directors, owners, employees, agents, representatives, vendors, service providers and licensors, and its and their respective successors and assigns harmless from and against any and all liability, loss, damage, judgment, cost and expense (including attorneys' fees and costs), incurred in connection with any claim, action, or proceeding brought by a third party based upon or arising out of your use of the Site, your use of any Money Africa Materials, the information or content you submit to or through the Site, or your violation or alleged violation of these Terms of Use or the rights of any other user, person or entity (an "Indemnified Claim").

Disclaimers

THE SITE AND ALL MONEY AFRICA MATERIALS ARE MADE AVAILABLE ON AN 'AS IS ' AND 'AS AVAILABLE ' BASIS, WITHOUT ANY REPRESENTATION, PROMISE OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, MONEY AFRICA, ITS OFFICERS, DIRECTORS, EMPLOYEES, PARENTS, SUBSIDIARIES, AFFILIATES, SUPPLIERS, ADVERTISERS, AND AGENTS (THE "MONEY AFRICA PARTIES") DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING WARRANTIES

  1. WARRANTIES OF TITLE AND NON-INFRINGEMENT,
  2. WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR USE,
  3. WARRANTIES RELATING TO THE ADEQUACY, ACCURACY, TIMELINESS, QUALITY, SAFETY OR COMPLETENESS OF ANY INFORMATION OR CONTENT AVAILABLE THROUGH THE SITE,
  4. WARRANTIES THAT THE SITE WILL BE AVAILABLE FOR USE, UNINTERRUPTED, ERROR FREE OR SECURE, OR THAT ALL FEATURES, FUNCTIONS OR OPERATIONS OF THE SITE WILL BE AVAILABLE OR PERFORM AS DESCRIBED OR THAT ANY ERRORS WILL BE CORRECTED,
  5. WARRANTIES THAT THE SITE (INCLUDING FILES AVAILABLE FOR DOWNLOAD FROM OR THROUGH THE SITE) OR THE SERVER
  6. ON WHICH THE SITE IS HOSTED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NO OPINION, ADVICE, OR STATEMENT OF MONEY AFRICA OR ITS AFFILIATES, SUPPLIERS, AGENTS, CUSTOMERS, OR USERS, WHETHER MADE IN THESE TERMS OF USE, ON THE SITE OR OTHERWISE, SHALL CREATE ANY WARRANTY.

UNDER NO CIRCUMSTANCES SHALL MONEY AFRICA OR THE MONEY AFRICA PARTIES BE LIABLE TO YOU FOR ANY LOSS, DAMAGE OR EXPENSE INCURRED IN CONNECTION WITH ANY MISREPRESENTATION OR OTHER BREACH OF THESE TERMS OF USE BY ANOTHER USER, OR ANY COMMUNICATION, ACTIVITY, BUSINESS DEALING OR TRANSACTION BETWEEN YOU AND ANY OTHER THIRD PARTY

REGARDLESS OF THE FORM OF ACTION, WHETHER TORT, BREACH OF CONTRACT, BREACH OF WARRANTY, STRICT LIABILITY, OR OTHERWISE, IN NO EVENT SHALL THE MONEY AFRICA PARTIES BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGE OR EXPENSE, INCLUDING LOSS OF BUSINESS, LOST PROFITS OR OTHER ECONOMIC DAMAGE OF ANY KIND ARISING FROM OR RELATED TO YOUR USE OF (OR YOUR INABILITY TO USE) THE SITE OR ANY MONEY AFRICA MATERIALS, OR ARISING FROM ANY OTHER CAUSE, EVEN IF THE MONEY AFRICA PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OR FORESEEABILITY OF SUCH DAMAGE OR EXPENSE.

Limitation of Liability

MONEY AFRICA'S TOTAL CUMULATIVE LIABILITY TO YOU ON ACCOUNT OF ANY AND ALL CLAIMS AND ACTIONS OF ALL KINDS, INCLUDING TORT, CONTRACT, STRICT LIABILITY, BREACH OF CONTRACT OR BREACH OF WARRANTY ARISING IN CONNECTION WITH YOUR USE OF (OR INABILITY TO USE) THE SITEOR ANY MONEY AFRICA MATERIALS, OR ARISING FROM ALL OTHER CAUSES, SHALL NEVER EXCEED THE GREATER OF THE TOTAL AMOUNT PAID TO THE MONEY AFRICA PARTIES BY YOU, IF ANY, FOR ACCESS TO THE SITE IN THE CURRENT CALENDAR YEAR AND ONE HUNDRED DOLLARS ($100.00).

NOTWITHSTANDING THE FOREGOING DISCLAIMERS AND LIMITATIONS OF LIABILITY, NOTHING IN THESE TOU EXCLUDES OR LIMITS THE MONEY AFRICA PARTIES' LIABILITY FOR ANY CLAIM THAT, BY LAW, CANNOT BE EXCLUDED OR LIMITED

Copyright Infringement

If you believe, in good faith, that any materials posted on the Site infringe your copyright, please contact us promptly so that we may take appropriate action. in order for us to respond to your claim of infringement, you (or your agent) must provide us, in writing, with the following information

  • an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright;
  • a description of the copyrighted work that you believe has been infringed;
  • a description of where the infringing material is located or identified on the Site;
  • your name, address, telephone number, and e-mail address;
  • a statement by you that you have a good-faith belief that the allegedly infringing use is not authorized by the copyright owner of the allegedly infringed work, an agent of the owner, or the law; and
  • a statement by you, made under penalty of perjury, that the information submitted to us is accurate and that you are the owner of the copyright in the allegedly infringed work, or authorized to act on the owner's behalf.
  • Please note that you will be liable for damages (including attorneys' fees and costs) if you materially misrepresent the nature of your rights or the nature of the alleged infringement.

    It is Money Africa's policy to terminate the user accounts of repeat infringers or otherwise take reasonable steps to prevent such users from continuing to post

Miscellaneous

General. This Site is created, controlled and operated by Money Africa in Nigeria, and is intended for use by persons who are at least 18 years of age or older.

Notice. We may be required by state or federal law to notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on the Site or delivering them to you through e-mail. If you do not provide us with accurate information and update it, as necessary, we cannot be held liable for a resulting failure to notify you.

Cumulative Rights. Except as otherwise provided herein, no rights or remedies of Money Africa in these Terms of Use are exclusive, but are cumulative of all other rights and remedies.

Assignment. The rights and obligation of Money Africa under these Terms of Use may be assigned or delegated, in whole or in part, by Money Africa to an affiliate or a third party in connection with a merger, acquisition, reorganization, or sale of assets. You may not assign or delegate these Terms of Use, in whole or in part, and any attempt to do so will be null and void.

Governing Law, Disputes and Forum.The formation, construction and interpretation of these Terms of Use and all disputes arising out of or relating hereto shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria without regard to principles of conflict of laws. Any dispute relating to these Terms of Use shall be subject to the jurisdiction of Nigerian Courts.YOU ALSO AGREE AND UNDERSTAND THAT ENTERING INTO THIS AGREEMENT CONSTITUTES A WAIVER OF YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT AGAINST MONEY AFRICA.

Construction. In these Terms of Use, unless otherwise specified:

  1. 'herein,' 'hereof,' 'hereunder,' 'hereto,' and similar terms, refer to these Terms of Use as a whole and not merely to the specific section, paragraph or clause in which the respective word appears;
  2. any defined terms may, unless the context otherwise requires, be used in the singular or the plural;
  3. "or" connotes any combination of all or any of the items listed; and
  4. where "including," "include" or "includes" is used to refer to an example or begins a list of items, such example or list shall not be exclusive..:

No Third Party Beneficiaries.Except for Money Africa's affiliates, and the suppliers and vendors that support the Site, there are no third party beneficiaries of these Terms of Use.

Headings. Headings and captions contained in these Terms of Use are included for convenience only, and are not intended to define or govern the interpretation of any section or provision hereof.

Waiver. The failure of Money Africa to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision, and no waiver by Money Africa of a breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.

Severability of Terms. If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, illegal or otherwise unenforceable, such provision shall be deemed deleted from the Terms of Use and replaced with a provision that approximates, as nearly as possible, the intent of the offending provision while remaining valid, legal and enforceable. All other provisions of these Terms of Use shall remain in full force and effect

Contact Information

For any purpose other than technical support requests, you may contact us by registered post or courier: Monafric Limited, 7, Ibiyinka Olorunbe Street, Off Amodu Ojikutu Street, Victoria Island, Lagos, Nigeria. If you encounter any problems with or have any questions about the Site, Money Africa Materials, or these Terms of Use, you may contact us via info@themoneyafrica.com